02- Karaagre Vasate Lakshmi

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Early Morning is considered as the best time to worship God. Early morning is also known as "Brahma Mahurat" in the Hindu Mythology. It is regarded that prayers made at this time reach directly to the God. Early Morning Shloka (Sloka) is given here which also serves as the first prayer of the day to the almighty.
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Karaagre Vasate Lakshmi Karamadhye Sarasvati,
Karamuule Tu Govinda Prabhaate Karadarshanam,
Samudravasane Devi Parvatastanamandale,
Vishhnupatni Namastubhyam Paadasparsham Kshamasva Me

Meaning: The front part of the hands (the finger tips) is credited to Goddess Lakshmi, the Goddess of wealth. The middle part or palm is credited to Goddess Saraswati, the Goddess of learning and the root (the part of hand near the wrist) to Govinda. So, every morning, one should have a reverent look at one's hand which represents sincere labor.

I bow to Mother Earth, who has mountains and jungles on her body and whose clothing is made by the ocean. The wife of Lord Vishnu, please pardon me for touching you with my feet.

It is considered propitious to start the day with this sincere prayer.

 

-from online web resource